Home Insurance For Pets

Here are some basic facts about dog ownership and homeowners insurance.
Home insurance for pets. Well that and the similarly startling stats that show americans file tens of thousands of home insurance liability claims due to dog bites and other dog related injuries each year. Petplan and pets at home work together to distribute pet insurance policies and will share any profit or loss generated as a result of this activity. According to the 2019 2020 appa national pet owners. That s over 48 million households with an average of 1 6 dogs per household.
Many homeowners insurance policies cover dog bites and other incidents. These are some of the areas that pet insurance would usually cover. According to the american veterinary association almost 40 percent of american households have a dog. Pets at home ltd is not part of the allianz uk group.
Your homeowners insurance policy will cover your pets from a liability standpoint including if they cause bodily injury or property damage to a third party. However if you re concerned about insuring them for things like health issues and expensive vet bills there are various types of pet insurance policies available on the market from certain companies. Dental treatment due to accident or illness. In fact the insurance information institute iii and state farm recently revealed that us homeowners filed more than 15 000 of these claims in 2015.
Pet insurance insures you against huge bills while ensuring that your pet gets timely and better healthcare. 10 discount applies to your first year s premium only. Finding the right home insurance can be difficult if you are a dog owner which is a bit surprising considering how many americans own a dog. Your policy s liability insurance is intended to protect you financially by covering medical expenses if someone is injured on your property.
Theft of pet or accidental death s 1 000 regardless of any number of pets cost of accommodation for pet up to s 50 per day max s 5 000 and medical expenses for injury up to s 1 000 personal accident cover for insured event.